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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: Some rates may not be available in certain areas. Call 1-888-818-4262 for details.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 4.95*/4.95 6.20 4.49 5.40 5.50 5.34 5.59
AGF Trust - 6.65 6.65 6.70 7.05 7.04 7.20
AMA Financial 5.00 - 6.85 6.14 5.62 6.19 5.70
ATB Financial 5.00 6.21 6.35 6.70 6.70 7.04 6.14
Alterna Bank - 6.30 5.30 5.45 5.70 5.70 5.89
Alterna Savings - 6.30 5.30 5.45 5.70 5.70 5.89
Bank of Montreal (BMO) - 6.21 6.65 6.70 7.05 7.04 7.20
Bank of Nova Scotia
 5.00 6.35 6.35 6.55 7.04 7.04 7.20
Bridgewater Bank 6.00 - 6.90 6.19 5.67 - 5.75
CIBC Mortgages 5.00 6.74 6.65 6.70 7.05 7.04 7.20
Caisses Desjardins - 6.50 6.25 6.70 6.70 7.00 7.20
CanEquity Mortgage 4.95 6.20 4.49 5.40 5.50 5.34 5.59
Canadian Western Bank 5.50 6.35 6.35 6.70 7.04 7.04 7.20
Canadian Western Trust 5.50 6.35 6.35 6.70 7.04 7.04 7.20
Cataract Savings & CU - - 6.25 - - - 6.05
Citibank - 6.35 6.35 6.70 7.05 7.04 7.20
Citizens Bank of Canada 5.00 5.80 5.80 5.95 5.95 5.95 5.95
Comtech Credit Union - 6.60 5.14 7.15 7.20 7.20 5.79
Concentra Financial - 6.30 6.35 6.70 7.04 7.04 7.20
DUCA Financial Services 5.00 6.00 5.40 5.45 5.65 5.70 5.75
Effort Trust - 6.60 6.60 6.65 6.65 6.99 7.15
Equitable Trust - - 6.65 6.70 7.05 7.04 7.20
First Calgary Savings - 6.21 6.35 6.70 7.05 7.04 7.20
First National Financial LP 5.00 6.20 4.80 5.40 5.50 5.70 5.79
FirstLine Mortgages 5.10 8.05 7.45 6.05 6.25 6.40 6.19
FirstOntario Credit Union 5.40 5.50 5.35 5.80 5.95 6.05 6.10
HSBC Bank Canada 5.00 6.21 6.35 6.75 6.75 7.04 7.20
Home Trust Company - - 6.65 6.70 6.70 7.04 7.20
ICICI Bank Canada 5.25 - 5.70 5.75 5.80 5.85 6.00
ING Direct 5.00 - 4.99 5.40 5.50 5.70 5.75
Investors Group Trust 5.00 6.35 6.35 6.70 7.05 7.04 7.20
Key Savings & CU - 6.05 6.10 6.40 6.35 6.59 6.70
Lambton Financial CU 5.00 - 6.00 6.10 6.15 6.20 6.25
Laurentian Bank Canada 5.00 6.35 6.30 6.70 6.75 7.05 7.20
League Savings & Mortgage - 6.35 6.35 6.70 7.05 7.04 7.20
Libro Financial Group - 6.00 6.25 6.50 6.60 6.90 6.95
London Life 5.00 6.35 6.35 6.70 7.05 7.04 7.20
Macquarie Financial Ltd. - - - - 5.69 - 5.79
Manulife Bank - 6.50 5.75 5.75 5.75 5.90 6.00
Meridian Credit Union 5.00 6.06 6.25 6.55 6.55 6.89 6.05
National Bank 4.00 6.30 6.30 6.30 6.85 7.05 7.20
Ontario Civil Service CU - 6.00 4.95 5.95 6.04 6.04 6.20
PACE Savings & CU - 6.30 6.35 6.70 7.04 7.04 7.20
Parama Credit Union - - 5.50 5.70 5.80 6.00 6.00
Peace Hills Trust - 6.35 6.50 6.50 6.75 6.75 6.95
President's Choice Financial
 5.00 6.99 6.09 5.60 5.80 5.94 5.89
Promutuel Capital - 6.50 6.19 6.65 6.65 6.95 6.20
ResMor Trust - - - - 5.99 - 5.99
Royal Bank of Canada (RBC) 4.60 6.35 6.35 6.70 6.70 7.04 7.20
Servus Credit Union - 6.21 6.35 6.70 7.05 7.04 6.45
So-Use Credit Union - 6.30 5.50 5.60 5.95 6.10 5.99
Steinbach Credit Union - - 5.10 5.30 5.60 5.70 5.90
TD CanadaTrust 5.00 6.20 6.35 6.70 7.05 7.04 7.20
Virtual One Credit Union - - 4.95 5.25 5.35 5.55 5.65
Windsor Family CU - 6.00 5.95 6.00 6.10 6.15 6.20
Your Credit Union - - 6.15 6.15 6.15 6.30 6.25
Your Neighbourhood CU - - 5.90 6.10 6.30 6.40 6.45
Last Updated
Thursday, November 20, 2008
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